LIABILITY
Insurance
General liability insurance is a type of commercial insurance that provides coverage for a business against claims of bodily injury, property damage, and personal or advertising injury that occur on the business premises or as a result of the business’s operations. This insurance is crucial for protecting a business from the financial impact of lawsuits and claims made by third parties, such as customers, clients, or the general public.
Key areas covered by general liability insurance include:
Bodily Injury: Covers medical expenses, legal fees, and potential settlements if someone is injured on the business premises or due to the business's operations.
Property Damage: Covers the costs of repairing or replacing someone else's property that is damaged by the business's operations.
Personal and Advertising Injury: Provides coverage for non-physical injuries, such as defamation, libel, slander, copyright infringement, or invasion of privacy, resulting from the business’s advertising or promotional activities.
General liability insurance is often considered essential for most businesses, as it helps protect them from a wide range of potential legal claims that could otherwise result in significant financial losses
Carriers
